FINANCES

Finances – Improving Your Life Step By Step

We offer 60 different Work Books in a Series entitled Finances – Improving Your Life Step By Step.

Here are those Titles:

1. 1. Weekly Expense Review
   2. Tracking Monthly Subscription Services
   3. Negotiating Bills for Lower Rates
   4. Creating a Vacation Savings Plan
   5. Tracking Tax-Deductible Expenses
   6. Setting Up an Automatic Savings Plan
   7. First-Time Homebuyer Steps
   8. Refinancing Loan Considerations
   9. Saving for a Major Purchase
   10. Weekly Financial Accountability
   11. Creating a 5-Year Financial Plan
   12. Investing in Low-Risk Options
   13. Monthly Cash Flow Analysis
   14. Evaluating Insurance Needs
   15. Organizing Receipts for Tax Season
   16. Planning for Education Costs
   17. Tracking Utility Usage and Savings
   18. Steps to Open a High-Yield Savings Account
   19. Holiday Gift Spending Plan
   20. Teaching Kids About Money – FREE

1. 1. Emergency Fund Expansion Plan

      

   2. Eliminating High-Interest Debt
   3. Starting an Investment Portfolio
   4. Planning for a Financial Cushion
   5. Consolidating Debt
   6. Tracking Interest Payments
   7. Downsizing for Financial Savings
   8. Setting Up a College Savings Account
   9. Evaluating Financial Apps
   10. Steps to Start a Passive Income Stream
   11. Diversifying Your Income Sources
   12. Identifying Spending Triggers
   13. Planning for Medical Expenses
   14. Creating a Weekly Grocery Budget
   15. Using Cash Envelopes for Budgeting
   16. Evaluating Your Financial Goals
   17. Tracking Credit Card Rewards
   18. Breaking the Paycheck-to-Paycheck Cycle
   19. Organizing a Family Financial Meeting
   20. Setting Up a Will and Estate Plan

1. Avoiding Impulse Purchases – FREE
2. Building a Charitable Giving Plan
3. Building a Family Budget
4. Credit Score Improvement
5. Cutting Unnecessary Expenses

   

6. Debt Reduction Plan
7. Emergency Fund Basics
8. Expense Tracking and Analysis
9. Financial Independence Steps
10. Holiday Budget Planning
11. Long Term Investment Planning
12. Monthly Bill Organization
13. Monthly Savings Plan
14. No-Spend Challenge
15. Organizing Financial Documents
16. Retirement Savings
17. Setting SMART Financial Goals
18. Side Hustle Planning
19. Smart Grocery Planning
20. Spending Awareness Tracker

As you look through the 60 Titles above, 2 things should become clear:

1. Some things have to be done before you can start others.  For example, getting your Spending Under Control precedes Long Term investment Planning.

2.  Some Titles are appropriate for different Age Groups.

Do NOT try to conquer everything at once.  Decide, for example, the 5 or 10 Work Sheets that are appropriate for your Age and Circumstances and get those under control first before moving on to the next set of Work Books.

However, the above applies to INDIVIDUALS.  If you are a Financial Consultant, you can use all 60 Work-Books at once to cover the varying needs of your Clients.

And we do not expect you to buy sight unseen.  As you can see, there are 2 Free Samples in the List above.  Just Right Click on the link, choose “Save Link As” and download the Work_book to your computer.  It worked first time when I tested it but if you have any problems please email  terry.aust@gmail.com  and I will email your Work-Book to you.

Do not be put off by the simplicity of these 3-4 page Work-Books.  If it is a tightly focused task it will get done.  Do 3-4 of these tightly focused tasks, and you will see an improvement – and success in these areas gives you the Motivation do continue doing more.  “The best way to eat an elephant is one bite at a time!”

The Prices for all of our Work-Books are dirt cheap – Do not put off CHANGING YOUR LIFE a moment longer!

Thank you for visiting our Finances – Improving Your Life Page!

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